Rent vs Buy Calculator

Compares net worth under both paths — equity and appreciation for buying, invested savings for renting — over your chosen horizon.

Inputs

House price

₹

Down payment

Loan interest rate

Loan tenure

Monthly rent (equivalent home)

₹

Annual rent growth

Annual maintenance

Property appreciation

Investment return

Stamp duty & registration

Comparison horizon

Net worth comparison

Renting wins

At year 15, the difference is ₹2.91L in favor of renting