Tax Benefit Calculator

Estimate how much your home loan reduces your income tax bill, under either regime.

Uses FY2025-26 slabs as a planning estimate — tax rules change most years and this isn't a substitute for advice from a CA. Section 80EEA eligibility has its own conditions (stamp value, sanction window) not modeled here.
Your income & loan
Tax impact
Tax saved from your home loan

₹93,600

per year

Section 24 deduction₹2,00,000
Section 80C deduction₹1,50,000
Section 80EEA deduction₹0
Standard deduction₹50,000
Taxable income₹14L
Tax payable₹2,41,800vs ₹3,35,400 without the loan